Who Pays Your Medical Bills After a Car Accident in Pennsylvania?
Estimated reading time: 5 to 7 minutes
Article at a Glance – Key Takeaways:
- Your own auto insurance’s medical benefits coverage pays your bills first, regardless of fault, up to your policy limit.
- The at-fault driver’s insurance doesn’t pay bills as they come in — that comes later, through a separate claim/settlement process.
- If your medical benefits run out, health insurance, provider deferrals, or your eventual injury settlement can cover the gap.
- PA is a comparative negligence state: you can still recover if partly at fault, but your award is reduced by your fault share, and you’re barred entirely if you’re more than 50% at fault.
- Get medical care right away, document everything, and consult an attorney before giving recorded statements or missing deadlines.
After a car accident in Pennsylvania, you may be dealing with pain, doctor visits, hospital bills, and time away from work. You may also be wondering, who pays your medical bills after a car accident in Pennsylvania? The answer can depend on your auto insurance coverage, the type of accident, and whether another driver was at fault.
Pennsylvania’s no-fault insurance rules mean your own insurance may help pay medical expenses after a crash, even if someone else caused it.